RRIF

RRSPs Explained: What Most Canadians (and Farmers) Get Wrong

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Most Canadians have RRSPs. Most Canadians don’t really understand them. In Episode 18 of Farmers in Finance, Rico breaks down the RRSP — not as a product to sell you, but as a system to understand. Where it came from, how it actually works, and the timing decisions that most people get completely wrong. “An … Read more

RRSPs After 71: The Tax Trap No One Warns You About

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Most Canadians are told the same thing over and over again: “Put money into your RRSP. It will save you taxes.” But that statement is only partially true — and the missing part is where many families get hurt. In this episode of Farmers in Finance, I break down what RRSPs actually are, why they … Read more