EP31 — Life Insurance for Farm Succession (Canada): The Liquidity Plan That Keeps Land in the Family If the video player doesn’t load on your device: click here to watch EP31 on YouTube. Spotify: Link coming soon (Rico will add after upload). If you own farmland in Canada and you have a family, this is … Read more
Prefer audio? Press play below to listen on Spotify: [Spotify link coming soon — episode uploading now] Most farm families aren’t broke. They’re land-rich. And that’s exactly why succession, when it’s done wrong, can tear a family apart. In EP29, Rico broke down probate — what it costs, why it’s slow, and why kids can … Read more
Prefer audio? Press play below to listen on Spotify: If your family owns farmland in Canada, probate and taxes can turn a life event into a financial emergency — fast. In EP29 of Farmers in Finance, Rico breaks down probate in plain English and shows how farm families can build an Estate Liquidity Plan so … Read more
EP28 — The #1 Credit Mistake That Stops Canadians From Buying Land Prefer audio? Press play below to listen on Spotify: If you’re planning to buy land in Canada, you’ve probably been told the same three things over and over: “save a bigger down payment,” “increase your income,” and “keep your credit score high.” All … Read more
How Farm Families Can Stop Overpaying on Taxes Prefer audio? Press play below to listen on Spotify: Most farm families do not overpay on taxes because they are careless. They overpay because planning starts too late. That is the core message behind Episode 27 of Farmers in Finance. In this episode, Rico breaks down the … Read more
Prefer audio? Press play below to listen on Spotify: Spring is not just planting season — it’s decision season. Before you seed a single acre, money is already moving fast: fuel, fertilizer, seed, repairs, labour, operating lines, and input costs. And if those decisions aren’t measured properly, spring pressure can quietly turn into fall stress. … Read more
Most farm succession plans do not fail because of paperwork. They fail because nobody wants to have the conversation until a health scare, a financial crunch, or a family conflict forces decisions fast. In Episode 25 of Farmers in Finance, Rico breaks down the five conversations every farm family needs to have before the land … Read more
Your 2026 Financial Reset: 10 Steps Every Canadian Farmer (and Entrepreneur) Needs Right Now Most people wait until January 1st to think about their finances. They make resolutions, buy a planner, feel motivated for three weeks, and then go back to the same patterns. The farmers and entrepreneurs who actually build wealth? They start in … Read more
“The best time to plant a tree was 20 years ago. The second best time is now.” Whether you’re farming 500 acres or running a family operation, the reality is this: most Canadian farmers are so focused on the work that they never stop to build the plan. And without a plan, everything you’ve worked … Read more
Most Canadians have RRSPs. Most Canadians don’t really understand them. In Episode 18 of Farmers in Finance, Rico breaks down the RRSP — not as a product to sell you, but as a system to understand. Where it came from, how it actually works, and the timing decisions that most people get completely wrong. “An … Read more
