financial education

Debt Isn’t the Problem — It’s the Signal

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Farmers in Finance Episode 21 thumbnail — The Real Problem, It's Not Debt — house held in hand with money flying, representing debt mindset and financial beliefs for Canadian farmers

Farmers in Finance – Episode 21 Most people think debt is the problem. It’s not. Debt is a signal — a symptom pointing back to something deeper: your money beliefs, your emotional patterns, and the financial conditioning you inherited long before you ever made a financial decision of your own. In Episode 21 of Farmers … Read more

RRSPs After 71: The Tax Trap No One Warns You About

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Most Canadians are told the same thing over and over again: “Put money into your RRSP. It will save you taxes.” But that statement is only partially true — and the missing part is where many families get hurt. In this episode of Farmers in Finance, I break down what RRSPs actually are, why they … Read more