Infinite Banking for Farmers: A Beginner’s Guide to Becoming Your Own Bank

Infinite Banking for Farmers: A Beginner’s Guide to Becoming Your Own Bank Farmers in Finance — Episode 23 | Hosted by Rico Manazza Every time you finance equipment, land, seed, or expansion — that loan becomes a liability on your balance sheet. At the same time, it becomes an asset on the bank’s balance sheet. … Read more

Why Most Canadian Farmers Overpay the CRA (And What to Do About It)

Most Canadian farmers are overpaying the CRA — not because they’re cheating, not because they’re lazy, but because nobody taught them the rules. Farm tax is a specialty. General accountants miss it. Your neighbours probably don’t talk about it. And the CRA isn’t exactly sending out guides on how to keep more of your money. … Read more

Good Debt vs Bad Debt (What Most Farmers Get Wrong)

Episode 22 thumbnail showing bad debt on the left with burning coins and a credit card, and good debt on the right with a tractor on a farm field and stacks of cash — Farmers in Finance Good Debt vs Bad Debt

Farmers in Finance – Episode 22 Most farmers don’t have a debt problem. They have a structure problem. In Episode 22 of Farmers in Finance, Rico Manazza breaks down the real difference between good debt and bad debt — and what most farmers, entrepreneurs, and business owners get wrong about leverage. Debt isn’t automatically bad. … Read more

Debt Isn’t the Problem — It’s the Signal

Farmers in Finance Episode 21 thumbnail — The Real Problem, It's Not Debt — house held in hand with money flying, representing debt mindset and financial beliefs for Canadian farmers

Farmers in Finance – Episode 21 Most people think debt is the problem. It’s not. Debt is a signal — a symptom pointing back to something deeper: your money beliefs, your emotional patterns, and the financial conditioning you inherited long before you ever made a financial decision of your own. In Episode 21 of Farmers … Read more

How to Write a Will the Right Way (Most People Get This Wrong)

Hands passing money symbolizing why most wills fail, used for Farmers in Finance episode explaining will planning, executor responsibility, and family legacy.

Farmers in Finance – Episode 20 Most people think a will is about death.It’s not. A will is about order, leadership, and responsibility—especially when you’re responsible for land, family, and a legacy that extends beyond yourself. In Episode 20 of Farmers in Finance, we move from why a will matters to how to write one … Read more

RRSPs After 71: The Tax Trap No One Warns You About

Most Canadians are told the same thing over and over again: “Put money into your RRSP. It will save you taxes.” But that statement is only partially true — and the missing part is where many families get hurt. In this episode of Farmers in Finance, I break down what RRSPs actually are, why they … Read more